401K ? because when and if you leave WalMart you can leave the account sitting with Walmart until you are eligible to roll it over with your new employer or if that is not an option you can roll it over into
either traditional IRA or Roth IRA that you can initiate at your bank.
Either way you get to keep the tax defferred benefits of your 401K.
The only time they will force a pay out is if your 401K total net worth
is less than $4000 (?)?. something like this amount.. don?t quote me on the exact amount.
So if you plan on staying with WalMart then make the most of it and contribute as much as possible. P.S. Diversify your investment choices but keeping some of the money in WalMart Stock is probably not a bad idea. WalMart is going to do well if the economy keeps going down? because people will shop at WalMart and take cheap prices over?. anything
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